Savings Calculator
See how a starting balance and monthly deposits grow with interest over time.
Savings plan
Set your starting balance, monthly deposit, rate and time horizon.
%
Currency
Result
Balance after 10 years
€37,634.06
- Initial amount
- €2,000.00
- Total deposits
- €30,000.00
- Total contributed
- €32,000.00
- Interest earned
- €5,634.06
- Growth on contributions
- 17.6%
Interest compounds monthly and contributions are added at the end of each month.
Frequently asked questions
- How is interest compounded?
- Monthly, with contributions added at the end of each month — the convention most savings accounts use.
- Is inflation taken into account?
- No. Figures are nominal, so reduce your rate to model a real (after-inflation) return.
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